Module 01 · target liftedCut $1,500/mo by 2026-07-17
Originally $800/mo. Raised to $1,500/mo because the bigger goal forces real decisions. 62 days left. Pair with the /audit/ workflow — that's the how. This page is the running ledger of what.
Recurring charges — current snapshot
| Vendor | What for | Monthly | Status | Next action |
|---|---|---|---|---|
| DigitalOcean | walhus.com droplet (all 138 sites) | $48 | KEEP | Core infra · consolidate, don't cut |
| GoDaddy domains | 138 domains × ~$15/yr avg | ~$172 | KILL 50% | Bucket-C autorenew off this week · see /audit/ snippet |
| Backblaze B2 | Backup storage (6-leg push) | $6 | KEEP | Cheap, critical |
| Anthropic API | Claude API for tooling + Mythos | ~$30 | KEEP | Direct income tool · watch cache hit-rate |
| Claude Code (Max) | Daily driver | ~$200 | KEEP | Highest-leverage spend Paul has |
| Limitless | Lifelog pendant subscription | tbd | REVIEW | Confirm tier · verify B2 + CC NAS backups |
| RemotePC | Shared-viewer to HS Spa Bee + others | tbd | DOWNGRADE | Compare to free Tailscale / RustDesk — same job |
| FreshBooks | AustinSpring.com rentals invoicing | tbd | KEEP | Powers manage.austinspring + this site's /renters/ |
| Streaming stack | Netflix/Prime/Disney+/Hulu/HBO/Apple TV+ | ? | CONSOLIDATE | Pick max 2 · drop 2-3 this week |
| Cellular lines | CC + HS two-phone setup | ? | AUDIT | Visible $25/mo or Mint $15/mo — single-line audit |
| UniFi/internet (CC + HS) | Two-property broadband | ? | KEEP | Both load-bearing for rentals + remote work |
| Insurance (auto/home) | Two-property + vehicles | ? | RE-SHOP | 3 quotes at renewal — biggest single line |
| Apple / iCloud / App Store | Subscriptions stacked across years | ? | AUDIT | Settings → Subscriptions on each device |
| Adobe / Microsoft 365 | If active | ? | REVIEW | Verify still used; otherwise kill |
| Costco / AAA / Amazon Prime | Annual stalkers | ? | REVIEW | Check actual usage in last 90 days |
| Identity / antivirus services | LifeLock, Norton, McAfee renewals | ? | KILL | Built-in OS + free credit freezes do this for $0 |
kill log · running totalAdd each cancellation here
Saved locally in this browser. Mirrored to /opt/money-wholetech/kills.json at next /update push; that's what feeds 0 in the scoreboard.
| Vendor | What | $/mo saved | Cancelled | Evidence |
|---|---|---|---|---|
| no kills logged yet — add one above | ||||
| Total monthly saved | $0 | |||
Hidden-leak playbook
Auto-renew domains nobody uses
138 domains, 129 autorenew-on. Most aren't earning. Pull /_godaddy-domains.json, mark bucket-C kills, run the bulk API script in /audit/. Realistic target: 40-60 kills.
Trial-turned-paid stalkers
Search every bank/CC statement for charges < $20. "Do I use this every week?" If no, kill. The 60-day scan in /audit/ catches these.
Same-job tools paying twice
Two notes apps. Two cloud backups. Two screenshot tools. Two VPNs. Pick one. The switching cost is almost always less than the monthly duplicate.
Insurance laziness tax
Auto + home premiums creep 5-12%/yr if you don't re-shop. Three quotes at every renewal: Geico · Progressive · State Farm · Lemonade. $40-80/mo recovered routinely.
Cell-carrier audit (mostly forgotten)
Insurance per line, "next-up" upgrade fees, unused hotspot data, line for an old number. Visible $25/mo single-line or Mint $15-30/mo prepaid often cuts $40-100/mo with no real loss.
Annual renewals that "feel small"
$99 for AppleCare. $49 for an app. $79 for Costco. Each = ~$7/mo equivalent. Stack 6 of these and it's $50/mo. The /audit/ tree treats annuals as monthly.
Running tally
Goal: $1,500 / month sustained by 2026-07-17 (— days).
Saved so far: $0 / month
Remaining: $1,500 / month